For example, this year, our goal is to save up for a new(to us) minivan. While I enjoy saving money as much as anyone (who has plans to be financially independent), the act of inaction is just hard. I know that by adding in another goal or focus for the year reduces the success of this major one, but it's hard. Every two weeks money is added to the new car fund. And it's growing, but not quickly. I get it, though, we're still saving for 11 more months. And it's not fast, but it is steady. We'll get there, and I'll probably still fidget with some things throughout the year, and then, will fidget them back when I realize I should have just been focusing on the new car.
I feel very blessed to be in such a perceived state of security that I can worry about such mundane and trivial things.